Use our mortgage calculators to explore repayments, borrowing capacity and potential investment returns before your next conversation with MortgageDesign.
Calculator results are indicative only. Your actual lending position depends on lender policy, income, expenses, deposit/equity, existing commitments and the structure of the loan.
See how different loan amounts, interest rates and loan terms may affect your regular repayments.
Useful for:
comparing repayment scenarios
seeing the impact of interest-rate changes
testing different loan terms
planning your Cash flow
Use your income, expenses and existing commitments to get an indicative borrowing range
Then add a short note:
A calculator cannot account for every lender’s policy or how different lenders assess income and expenses. MortgageDesign can review the numbers in the context of your actual circumstances.
Calculators can help you explore possibilities, but they cannot tell you which lender, loan structure or strategy is most suitable for your circumstances. MortgageDesign can review the numbers, compare suitable lender options and help you understand the next step.
Use purchase price, expected rent, costs and financing assumptions to explore an indicative investment return.
Useful for:
comparing properties
testing rental assumptions
understanding the effect of costs
reviewing potential cash flow
This calculator is a planning tool only and does not account for every tax, lending, market or property-specific factor.
Use your estimated property value and current lending balance to get an indicative view of available equity. Usable equity is usually less than total equity, because lenders generally only lend up to a set percentage of your property's value. How much you can actually use also depends on your income, other debts and lender policy.
