Mortgage Design

Mortgage Design logo with the company moto

First Home Buyers

You're ready to buy your first home – congratulations!

Stress-Free Home Loans For First Home Buyers

In today's property market, buying your first home can be a stressful and complex process. With the banks taking a stricter stance on first-time buyers and the competitiveness of the housing market, it is vital that you align yourself with the best advice to get the best outcome. 

At MortgageDesign, we take a hands-on approach from the initial planning stages of the home buying process right through to when you're finally settled in your own home. Even if you're not quite ready to buy, our experts can offer advice on how to get your finances in the right position for when you're ready to take the plunge into home ownership.

If You Need Help, Get In Touch

We Are Open For Opportunities!

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Tips For First Home Buyers

When buying a house, getting a pre-approval from a lender like a bank can help speed up the buying process. However, it’s important you have the right home loan experts on your side to talk you through the details including conditions, restrictions and lending criteria.

Even if the bank says no, we can help! Get in touch for home loan advice.

Are you a Kiwisaver member? Eligible members can use their KiwiSaver savings to boost their deposit.

MortgageDesign can help you obtain any grant you may be eligible for to assist with your initial deposit. We’re home loan experts who can talk you through all the steps of the process.

First Home Grants

If you're a first home buyer, you may be eligible for a First Home Grant of up to $10,000.

To be eligible, you must:

If You Need Help, Get A Consultation

Frequently Asked Questions

So you’re buying a house and looking for your first home loan. Where do you start with house finance? Words like mortgage, interest rates, repayments and investment can make it seem overwhelming! We’ve broken down some of the most frequently asked questions to help you understand your way around a New Zealand home loan.

That depends, but probably. Lending criteria is different from bank to bank, so we’ll help you shop around for the best first home loan – saving you both time and money!

If you’d like to learn more about how we can help you buy your first home.

Further Questions? ​

Ready to take the next step towards your new home? Reach out to the best mortgage broker in Auckland.