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Our Team

Meet With Our Team

Clayton D’Lima – Founder, Senior Mortgage Adviser

Clayton founded MortgageDesign with the aim to helping Kiwis realise their dream of owning their own home. Clayton is very passionate about properties and helping others achieve their goals. He specialises in structuring the loans to suit the needs of his clients.

Clayton has over 20 years’ experience in the banking and financial services industry. During his 20 years banking career he has had the privilege of working alongside some great New Zealand businesses and have helped them to achieve their financial goals – growing their investment portfolio, restructured their finances or acquiring that commercial premises or new business.

Clayton has an in-depth knowledge of investing in property and personally has a small portfolio of his own.  He is very creative, uses various strategies and learns from best practices. He will find you the best solution available.

He says that customers have a dream, he helps them strategise a plan to achieve their dream and works with them to fulfil that dream.

J.J. van der Westhuizen – Mortgage Adviser.

J.J. is a Financial Adviser and have been in the banking and financial industry for over 12 years. As a Mortgage Adviser he goes all-out helping people take control of their mortgage to build financial freedom, whether it is buying their first home, building a new property, or investing in more properties.

Through professional advice he strives to provide his clients with practical solutions to their finance challenges. J.J. makes it his mission to clearly understand his client’s family and financial goals and then leverage his experience and network alliances to recommend a tailor-made solution that best suits their needs.

As a trusted adviser he always ensures his clients are well informed throughout the entire application process. He continues to work with them on an ongoing basis to review any future financial need, always putting their best interest first.

Outside of mortgages and properties, J.J. enjoys spending time with his wife and two beautiful girls. He is a family man that loves the outdoors, his BBQ, and boasting about cooking the perfect steak!

Violet Xue – Senior Mortgage Adviser

Raised in Christchurch, Violet is a Kiwi-Chinese (fluently bilingual) who moved to Auckland in late 2017. Violet comes from a strong business banking background having worked for one of NZ’s leading Banks for 5 years. 

As a Financial Adviser, Violet’s knowledge of lenders across both the main bank and non-bank space means she is well-versed to provide her clients with creative strategies to secure their financials needs. She is proficient at handling complex scenarios, larger investor portfolios and project finance for property developers. Violet is naturally attentive yet has the resilience to deliver real results for her clients. 

In Violet’s spare time, you can find her exploring all aspects of living a healthy lifestyle through fitness and nutrition. She is secretly a qualified personal trainer, a foodie and loves to explore Auckland food spots.

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Other Services

abhi verma
abhi verma
2022-04-05
Thank you very much Clayton for all your help! You are such a down to earth person. "Nobody knows mortgage knowledge better than Clayton. The way of communicate and handle the file is superior. We were the first home buyers and you need someone to guide you, look after your best interest which Clayton did for us. We are very thankful to him for all the guidance he provided us and helped us to make to make our dream of owning our own home come true. Excellent Service ! Great communication! Highly Recommend ! 10/10.
sandeep avula
sandeep avula
2022-03-28
Awesome result from Clayton.i tried a few other advisors but the moment I sat with him for our first meeting I just knew he would be the one. Very good listener, totally understood my situation and structured my mortgage brilliantly. I absolutely recommend Mortgage Design.
Premsiri Ngoenthongkrajang
Premsiri Ngoenthongkrajang
2022-03-19
JJ is so responsive with a great humour as a bonus. You can’t go wrong, simply awesome at what he does! Thank you!!
Edward Lee
Edward Lee
2022-03-19
Lorraine Colaco
Lorraine Colaco
2022-02-10
Our experience with Clayton was fabulous!! He made the whole process easy and seamless. Attention to detail, advice and promptness was second to none. I have gone thru the mortgage process for several years now and this was the easiest to execute though the most tricky one !! ... and Clayton delivered it all.
Leilani van der Made
Leilani van der Made
2022-01-18
JJ is just the bomb! So friendly, great sense of humour, quick responses and explains things clearly. I love how JJ checks in with us to make sure we understand what is happening. Nothing seems to be too much trouble for JJ. I look forward to more dealings with JJ. I would highly recommend MortgageDesign to anyone who is wanting professional, efficient and a very friendly service. Now we are going to look at what insurance packages they can offer us now that our mortgage has been restructured so that it is more user friendly for us. FINALLY we have found an awesome Mortgage Broker and we are very happy. Thank you so much JJ.
Sheridda Narayan
Sheridda Narayan
2021-11-12
Me and my partner are working with Clayton D’Lima from MortgageDesign. We went to the bank and met multiple mortgage advisor there. They told us we would have to wait a further few years before we could purchase our first house. Our situation being complicated , he got us preapproved with my bank in no time (which we had no hope for cz we got turned away so many times) He helped us through all the documentation and we did not had to stress about anything. He in fact he went extra mile to help us to understand the loans and prioritise our requirements. I could call him at anytime regarding a new house we looking at, he would take his time out to talk to me and explain what the next step would be. Clayton is very positive. He is also very patient as we have gone from a already built preapproval to new built back to already built. He has been very patient and helpful right through the process. I have recommended MortgageDesign to my friends and family and I will keep on recommending it to anyone who’s needs help with loans. P.s I’m being totally honest you won’t regret going to them.
ANU KARKHANIS
ANU KARKHANIS
2021-11-11
Clayton was referred to me by one of my close friend. He has been very professional and prompt throughout the process, right from the bank approval till the settlement. Clayton has helped me over last couple of years and every time his service was amazing. He is easy to deal with, professional and always getting good deals from the banks. Thank you Clayton for your continuous support throughout these years. I would highly recommend Clayton for the best finance/mortgage option.
Jayesh Jeram
Jayesh Jeram
2021-10-14
I was referred to Clayton through a friend. He is very knowledgeable and talks through experience. He is quite technical and able look ahead at future plans. He will anticipate road blocks ahead and help position us to avoid them. Recently we worked with Clayton and JJ on an IP purchase and he didn’t let us down. If you find someone you get on with and will go the extra mile to help, then you stay with them. MortgageDesign is someone I would highly recommend.
Matt H
Matt H
2021-09-24
Clayton was great! He came up with some excellent options which we had not considered one ended up suiting us really well. I would strongly recommend using him.

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