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Our Team

Meet With Our Team

Clayton D’Lima – Founder, Mortgage Adviser

Clayton founded MortgageDesign with the aim to helping Kiwis realise their dream of owning their own home. Clayton is very passionate about properties and helping others achieve their goals. He specialises in structuring the loans to suit the needs of his clients.

Clayton has over 20 years’ experience in the banking and financial services industry. During his 20 years banking career he has had the privilege of working alongside some great New Zealand businesses and have helped them to achieve their financial goals – growing their investment portfolio, restructured their finances or acquiring that commercial premises or new business.

Clayton has an in-depth knowledge of investing in property and personally has a small portfolio of his own.  He is very creative, uses various strategies and learns from best practices. He will find you the best solution available. 

He says that customers have a dream, he helps them strategise a plan to achieve their dream and works with them to fulfil that dream.

J.J. is a Financial Adviser and have been in the banking and financial industry for over 12 years. As a Mortgage Adviser he goes all-out helping people take control of their mortgage to build financial freedom, whether it is buying their first home, building a new property, or investing in more properties.

Through professional advice he strives to provide his clients with practical solutions to their finance challenges. J.J. makes it his mission to clearly understand his client’s family and financial goals and then leverage his experience and network alliances to recommend a tailor-made solution that best suits their needs.

As a trusted adviser he always ensures his clients are well informed throughout the entire application process. He continues to work with them on an ongoing basis to review any future financial need, always putting their best interest first.

Outside of mortgages and properties, J.J. enjoys spending time with his wife and two beautiful girls. He is a family man that loves the outdoors, his BBQ, and boasting about cooking the perfect steak!

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Other Services

Jayesh Jeram
Jayesh Jeram
2021-10-14
I was referred to Clayton through a friend. He is very knowledgeable and talks through experience. He is quite technical and able look ahead at future plans. He will anticipate road blocks ahead and help position us to avoid them. Recently we worked with Clayton and JJ on an IP purchase and he didn’t let us down. If you find someone you get on with and will go the extra mile to help, then you stay with them. MortgageDesign is someone I would highly recommend.
Matt H
Matt H
2021-09-24
Clayton was great! He came up with some excellent options which we had not considered one ended up suiting us really well. I would strongly recommend using him.
Matthew McDermott
Matthew McDermott
2021-09-20
I have been working with Clayton for over 10 years. He was my relationship manager at the bank who helped us achieve our financial goals. He helped us strategise and get us in a new commercial property. After he left to become an adviser and started his own business. I wasn’t able to get the outcome from my new manager. I managed to track Clayton down and continued to work with him and Mortgage Design. Over the years we have structured our loans to suit our financial goals and head our business is the right direction. Clayton is very approachable, understanding and will go out and bat for you. He is always available to talk to when needed. He provides an unbaised recommendations and always lays down facts for you. Highly recommended.
Nathalya Colaco
Nathalya Colaco
2021-09-14
Clayton D'Lima from Mortgage Design recently helped us with refinancing our home loans and in addition new lending for a renovation. It was a fairly tricky set-up and set of circumstances that Clayton had to work with and he still managed to get it over the line with the banks. What my husband and I appreciated is the prompt professional service, good realistic advice and always keeping us well informed. He was helpful and thinking outside the box is a good trait which is important with lending when you are looking for feasible options. We will not hesitate to contact Clayton, if we need his services again and would definitely recommend his services.
Winita Wilson
Winita Wilson
2021-09-05
It’s been excellent working with J.J. He is so knowledgeable and professional. J.J. Has a strong sense of urgency and responded promptly to all our requests, taking all the hassle and admin out of financing a mortgage. We got our pre-approval and can now search for a dream house without worrying about finance. I can strongly recommend Mortgage Design when it comes to finding the right mortgage solution for you.
Raman Virk
Raman Virk
2021-09-03
I wanted to buy my first home and didn't know where to start. Clayton was great to deal with and made the whole process so easy and stress free. It was a pleasure to deal with him and Mortgage Design. Would highly recommend Clayton.Thanks for the great assistance.
Malan
Malan
2021-09-03
J.J. (Mortgage Design) managed to save us more than $9,000 in interest just by us authorising him to negotiate on our behalve with the bank. Don’t know why I haven’t used their services earlier. It’s just simpler, better, faster with Mortgage Design.
Karen Nunes
Karen Nunes
2021-09-02
We were referred to Clayton by our insurance broker. Clayton has been very helpful and prompt with his services throughout the whole process, right from obtaining the bank pre-approval to the settlement. He kept us updated throughout the whole process. Amazing at communicating and excellent response times. Clayton took the efforts to explain the entire process and the loan structure in the simplest possible manner since we were new to the whole process. Incredible service through the process and even after the settlement to check if the loan structure was working as planned and structured. Highly recommend! Thanks Clayton for all the help and assistance in purchasing our first home.
Meilissa Boderick
Meilissa Boderick
2021-08-19
I was referred to Clayton by my solicitor while I was in the process of purchasing my first home. Clayton handled all queries smoothly and professionally. Clayton was efficient with all aspects of the transaction.
alwyn lum
alwyn lum
2021-07-06
We had been referred to Clayton from a family member and we have not missed a beat on our finances regarding mortgages re-fix's advice and market update on the NZ housing market with the latest insights, stats and findings. The service that I have received from Clayton is always great and we enjoy the personal touch, and comfort is sound and attuned to our personal financial needs. Especially more so with a global pandemic and high demand on bank services where customer outcomes could be compromised and impacted. Its gives us great comfort that Clayton is always only a phone call away. Would highly recommend to anyone that is looking for advice and service needs with any Financial institution.

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